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ATM fraud at a bank branch?

Did anyone happen to catch this in The Blade last week? An excerpt:

"Sylvania Township police are looking for the person responsible for attaching an electronic device that reads debit card and PIN numbers to an ATM, officials said.

The device, a skimmer, was found on the Fifth Third Bank machine on West Central Avenue near King Road on Saturday by a customer who then reported it to police, said Deputy Chief Ray Carroll."

(Full story here: http://www.toledoblade.com/Police-Fire/2012/05/18/Skimmer-found-on-bank-ATM-in-Sylvania-Twp.html )

So, skimmers aren't new. But what amazes me is finding one AT A BANK BRANCH -- huh? Wouldn't the bank's security cameras have caught this? Who out there know (a lot) more than I do about banks and security and skimmers and fraud? This one has me shaking my head...

created by luvtoledo on May 20, 2012 at 06:49:40 pm     News     Comments: 6

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Comments ... #

Some of these devices are quite sophisticated, and unless you are well versed in the latest technological innovations, you would not necessariy notice the device. Here is an example of a relatively unobtrusive skimmer:

Also: most ATMs at banks get serviced from inside the bank, and the only time a bank employee would even go outside is if a customer needed help. This device could have been up for a week or more.

posted by historymike on May 20, 2012 at 06:54:39 pm     #  

And yes: the cameras probably have some useful information, but it will likely be some time before the perp is caught. I think the trickiest ones are the skimmers with remote data collection, where the crook just has to place the skimmer and then collect the data from a safe distance away via a wireless device like a laptop.

Of course, there are significant digital fingerprints associated with all of these devices, and I suspect that most of the skimmer operations are not sophisticated enough to create a system with heavy decryption technology to outwit the feds for very long. Most skimmers seem to be slightly techno-savvy than the average crook, but still small-scale criminals.

posted by historymike on May 20, 2012 at 07:00:21 pm     #  

BTW: here are some anti-skimming tips from the FBI:

How to Avoid being Skimmed

  • Inspect the ATM, gas pump, or credit card reader before using it…be suspicious if you see anything loose, crooked, or damaged, or if you notice scratches or adhesive/tape residue.
  • When entering your PIN, block the keypad with your other hand to prevent possible hidden cameras from recording your number.
  • If possible, use an ATM at an inside location (less access for criminals to install skimmers).
  • Be careful of ATMs in tourist areas…they are a popular target of skimmers.
  • If your card isn’t returned after the transaction or after hitting “cancel,” immediately contact the financial institution that issued the card.

posted by historymike on May 20, 2012 at 07:05:02 pm     #  

I have had some security folks at fairly well-known places around town tell me that security tape footage is only looked at after a problem is discovered by some other means. In other words, there's no one looking at a live feed. When they put up the cameras, they don't hire extra people to sit & watch them ... they just make the tapes available to police upon request.

posted by viola on May 20, 2012 at 07:29:11 pm     #  

viola posted at 07:29:11 PM on May 20, 2012:

I have had some security folks at fairly well-known places around town tell me that security tape footage is only looked at after a problem is discovered by some other means. In other words, there's no one looking at a live feed. When they put up the cameras, they don't hire extra people to sit & watch them ... they just make the tapes available to police upon request.

That's as I would expect it.

posted by slowsol on May 21, 2012 at 08:08:57 am     #  

Images are stored to a hard drive and quality/resolution/frames per second are set during programming. This can be a local device accessible through the LAN/WAN or an IP based camera recording to an off-site server or NVR.
Time/Date and a Watermark are incorporated for authenticity.
Images can be shared with law enforcement via electronic transfer, USB or DVD typically.

posted by Hoops on May 21, 2012 at 08:25:59 am     #  

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