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Telemarketing nuisance

On the average of one a week we receive a phone call that has this recorded message:

"Hello. This is Raechel from Cardholder Services. There are no problems currently with your credit card account but it's important that you act fast in order to reduce you interest rates".

It doesn't matter is there is a balance on my account or not, the pain-in-the-ass calls keep coming.

created by flinty on Oct 11, 2012 at 12:55:58 pm     Home     Comments: 19

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Link for National Do Not Call Registry:
https://www.donotcall.gov/

How to opt out of junk mail:
http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt063.shtm

  • I have not received a credit card application in the mail for years and very, very few other junk mail.

posted by Danneskjold on Oct 11, 2012 at 01:00:55 pm     #  

I get the same calls. Irritating. Going to reconsider and cancel my landline and go 100% cell only.

posted by Hoops on Oct 11, 2012 at 01:39:23 pm     #  

Hoops posted at 01:39:23 PM on Oct 11, 2012:

I get the same calls. Irritating. Going to reconsider and cancel my landline and go 100% cell only.

Eventually you'll just have the calls start trickling in on your cell.

We ditched the landline about 4 years ago. There was a transitional period where we didn't have any calls, but eventually they just started coming in on our cell phones.

posted by mom2 on Oct 11, 2012 at 01:41:39 pm     #  

We get the same call. We also get one robo call telling us we can refinance as low as 6.9%. Funny thing is, we're at 3.49% for the house right now.

posted by SensorG on Oct 11, 2012 at 02:34:31 pm     #  

We get the same calls and we are on the do not call list and we have actually asked the caller to remove our number from their list. The calls keep comming. Horribly frustrating.

posted by holland on Oct 11, 2012 at 04:18:36 pm     #   1 person liked this

"Rachel from Card Member Services" is a well-known scam. They are not even a legit company. They do not obey the Do Not Call Registry, and they mask their true Caller IDs. They probably don't even know if you actually even have a credit card unless you agree to them that you do. There is some speculation that it is different, unrelated scammers all using the "Rachel" recording.

We also get the calls at least once a week, and have been for probably two years. I have spoken to their "customer service" agents a number of times and they are rude, swear at you, and/or hang up on you.

It was just a nuisance before, but now "Rachel" calls when my baby is napping and wakes him up. If I ever meet her, I swear I will kill that bitch.

posted by jmleong on Oct 11, 2012 at 06:18:24 pm     #   7 people liked this

We get those calls as well, BUT, I am really ticked about all of the "consumer opinion," "political opinion," and, "Hi, this is Tammy from the RNC," calls. We had three of the RNC calls back to back this morning!

posted by golddustwoman on Oct 11, 2012 at 07:03:33 pm     #  

My wife and I have had cell phones exclusively for 8 years. I've never received a telemarketing call.

posted by slowsol on Oct 11, 2012 at 07:50:28 pm     #  

slowsol posted at 07:50:28 PM on Oct 11, 2012:

My wife and I have had cell phones exclusively for 8 years. I've never received a telemarketing call.

Neither have I. Been cell-only since 2002 and not a peep.

posted by toledolen_ on Oct 11, 2012 at 08:06:24 pm     #  

Have gotten that Rachel call, each time I get it, I report it to the Do not Call website and I also have reported it to the FCC. I always put in notes, what good is the do not call list if these calls continue. I have spoken to their CSR, I have pushed 3 to be taken off their list, nothing works. If you google this, you will see that this is a major problem, but keep reporting them, sooner or later if the government gets enough complaints, something will happen. Never had a sales call on my cell in 8 years.

posted by Nyse on Oct 11, 2012 at 08:18:11 pm     #  

I've never had a sales or telemarketing call on my cell, but Rachel called twice today and Airhead from the RNC called three times. I may switch and vote the Moonbat ticket.

posted by madjack on Oct 11, 2012 at 08:43:54 pm     #  

OMG. I freaking HATE Rachel. She calls during my work day, and I don't really have the time to report it each and every time. Because it's a LOT OF TIMES. Several times a day, and never from the same number twice.

I've tried everything, including trying to get a human on the line to threaten them, but the minute I say, "Please tell me what I need to do to get you to stop...", they hang up.

I seriously hate these people and their constant intrusion on my life. I want to know where they live and bang on their door at all hours of the day and night. I want to disrupt their business day, their meals, their birthday parties, their sex, their TV time and their sleep.

Yeah. I hate 'em.

posted by gamegrrl on Oct 11, 2012 at 10:47:02 pm     #  

Going to borrow my brothers zapper, sends the tones for out of service before the answering machine or you pick up, makes the computer throw your number out of the dialing list.

posted by Linecrosser on Oct 12, 2012 at 01:32:23 am     #   1 person liked this

Oh cool! I need one of those!

posted by gamegrrl on Oct 12, 2012 at 08:40:41 am     #  

Federal law prohibits so-called robo-calling to cell phones which is why most people do not receive many if any telemarketing calls on their cell. That does not stop companies with which you already do business from calling, most notably the credit card companies and their affiliated counseling and protection services.

posted by MoreThanRhetoric on Oct 12, 2012 at 08:54:06 am     #  

I get one robo call to my cell. It's starts with boat blow horn and then some Caribbean music starts up. That’s as far as I let it get before hanging up. I’m guessing they’re going to tell me I “won” a trip. I call the about once per month.

posted by SensorG on Oct 12, 2012 at 08:58:08 am     #  

I've got the Rachael call to my cell phone several times. They will eventually find you. It also wasn't a new number either, so it could have been someone's previous land line when I took it over a few years back. I wonder if there is a legal...and non lethal...sound you can send through the phone that will give the person a nice headache for a few days. :)

posted by JustaSooner on Oct 12, 2012 at 11:42:02 am     #  

I have gotten several telemarketing calls on my cell, even though it is on the do not call list.

posted by deere1 on Oct 12, 2012 at 11:42:34 am     #  

Here is what happens if you take the call! I didn't write this. It is from Salon.com

"It was a cold, grey, day in Nashville. A hard rain beat against my window like a punk drummer on ecstasy as I leaned back in my chair and studied the cobwebs in the corner. Business was slow. Then the phone rang, like they sometimes do.

“Hello! This is Rachel from Cardholder Services! There are no problems with your credit card account but it’s important that you act fast in order to reduce your interest rates.”

I was so captivated by her sultry voice that I could hardly speak. Out of all the phone numbers, in all the towns, in all the world, she had to call mine. I wasn’t about to tell such a swell dame that all my credit cards had been cancelled due to non-payment.

“Rachel,” I said, “My interest rate is very high in hearing you tell me more about this. Perhaps we could meet for a cocktail at Joe’s Bar—you know the one, down by the waterfront.” At first she was hesitant, but after a little sweet talking I convinced her to meet me at 7 o’clock.

I was there in my usual back booth tossing down a boilermaker when she walked in. Conversation stopped and every head turned to look as she paused in the doorway. She had a smile as bright as a brand new penny, a dress as tight as a salesman’s grip, and legs that went all the way down to the floor. “Hello,” she said, “You must be Frank. May I sit down?”

Rachel slid into the booth close to me, put her hand on my leg, and cooed in my ear, “Ooh, I bet you have a really big credit score.” My heart started beating like the L.A. cops on Rodney King, but then I noticed that she had a calculator stuffed into her décolletage. “I really like it when a man tells me his birth date and social security number,” she said.

My head was swimming from the combination of her perfume and the rotgut whiskey I’d been drinking, but I was starting to think Rachel was trying to scam me. She wiggled a little closer. “You seem like you wouldn’t mind things going down—like your interest rate,” she said. I moved her hand off of my leg. “Rachel,” I said, “You seem like a sweet kid who maybe got mixed up with the wrong people. But I ain’t buying what you’re selling.”

She stood up quickly, her face flushed. “You bastard!” she screamed. “You’re just like all the others, paying exorbitant credit card rates, hanging up on me every time I call. Well, don’t worry. You won’t be hearing from me again!” And with that, she stomped out of the bar and out of my life.

But she was wrong. I did hear from her again. Every night, right when I’m sitting down to dinner, the phone rings and I know it’s her. “Hello! This is Rachel from Cardholder Services!” she chirps, and I slowly hang up.

We could’a had something special, me and Rachel. But that was before I found out she’s as cold as a banker’s heart. Fortunately, I just got a call that will take my mind off her.

I’ve won an all-expenses paid trip to Florida Lakes Time Shares! "

posted by Dappling2 on Oct 13, 2012 at 08:18:57 am     #   3 people liked this

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