My brother's wife (technically, I suppose that makes her my sister in law or something) totaled their two year old Jetta in a one car accident that involved taking down a mailbox and being airborne for 50 feet. Lacking sufficient airspeed, the Jetta crash landed and rolled several times. Sister In Law was cited for failure to control and still doesn't remember what happened. This happened last Monday. Sister In Law is being discharged from the hospital today with a back brace, a walker and a large bottle of Percocet. She'll return to operating within specified parameters in six months or less.
If events proceed as expected, the auto insurance company will send an adjuster around to look at the Jetta, total it out and try handing my younger brother a check for what the insurance company believes to be a fair settlement. Fair to the insurance company, anyway.
My question: Since the check will be a little on the low side, what's the best way to handle this? Does anyone have any useful experience they'd be willing to share?
Thanks in advance.